Personal Injury Lawyers in Troy, MI

Troy is Oakland County’s largest city and one of southeast Michigan’s busiest suburban business hubs, home to roughly 87,000 residents and a daytime population swelled by corporate offices, engineering firms, and a regional shopping destination. Two major freeways, I-75 and I-696, meet near the city’s core, and Big Beaver Road cuts through the middle of it as a three-mile stretch of office towers, hotels, and retail that ranks among the busiest corridors in the county. That combination of heavy commuter traffic and a dense commercial footprint means Troy generates injury claims that range from freeway pileups to slip-and-falls at the mall, and Michigan’s injury laws apply a little differently to each.

I-75, I-696, and the Big Beaver Corridor

I-75 runs through Troy carrying more than 200,000 vehicles a day, making it one of the highest-volume stretches of highway in the state, while I-696 bisects the city east-west with five to seven lanes in each direction, linking Macomb County commuters to Southfield, Farmington Hills, and points west. The interchange where the two freeways meet is a frequent site of multi-vehicle crashes, and the broader I-75 corridor through Oakland County has seen a string of serious wrecks in recent years, including fatal pileups during heavy traffic and construction. Closer to street level, Big Beaver Road between Rochester Road and Coolidge Highway carries dense stop-and-go traffic past office campuses and the Somerset Collection, producing its own steady rate of intersection and rear-end collisions.

No-Fault Insurance Comes First

Because Michigan runs a no-fault auto insurance system, a Troy driver hurt in a crash typically files first with their own insurer for Personal Injury Protection benefits, which are meant to cover medical bills and a portion of lost wages regardless of fault. Since the 2020 no-fault reform, the amount of PIP coverage available depends on which tier the driver selected when buying the policy, and disputes over what that coverage pays for become common once treatment extends beyond an initial emergency room visit.

A separate claim against the at-fault driver for pain and suffering only opens up once the injury clears Michigan’s “serious impairment of body function” threshold under MCL 500.3135 — a standard that turns heavily on consistent medical documentation, which is why ongoing treatment records often matter as much as the police report from the scene.

Premises Claims at Somerset Collection and the Office Corridor

Troy’s economy leans on a mix of automotive suppliers like Inteva Products and Meritor, engineering and tech firms such as Altair Engineering and HTC Global Services, and financial employers including Flagstar Bank and United Wholesale Mortgage, many clustered along the Big Beaver corridor. The Somerset Collection, an upscale mall with more than 180 stores connected by a glass skywalk, draws heavy foot traffic year-round. An employee hurt on the job at one of these sites generally goes through workers’ compensation rather than a personal injury lawsuit against their employer, but a shopper, delivery driver, or visitor injured by an unsafe condition — an icy parking structure, a broken escalator, inadequate security in a common area — may have a separate premises liability claim against the property owner or business.

The 51% Rule and Sharing Fault

Outside the no-fault threshold, Michigan applies modified comparative fault under MCL 600.2959. A Troy claimant found 50% or less at fault has damages reduced by that percentage — someone found 20% at fault for a $50,000 loss recovers $40,000 — but a claimant found 51% or more at fault recovers nothing at all. Interchange merges at I-75 and I-696, and left-turn disputes along Big Beaver Road, are exactly the kind of crash where insurers push a fault finding toward that line.

No Cap on Standard Injury Claims

Michigan places no cap on economic or non-economic damages in a standard personal injury case — a car accident that clears the tort threshold, a fall at a Big Beaver Road office building, or a dog bite can recover whatever a settlement or jury verdict supports. The one exception is medical malpractice, where non-economic damages are capped at $538,000 for most cases and $1,065,000 for catastrophic injuries such as paraplegia or permanent cognitive impairment, under MCL 600.1483. That cap has no bearing on the freeway and premises claims that make up most of Troy’s injury docket, including claims connected to Beaumont Hospital-Troy’s own patients and visitors.

Filing a Claim Out of Troy

• Most personal injury lawsuits must be filed within three years under MCL 600.5805(2); no-fault PIP claims run on a separate one-year clock.
• Michigan’s 51% rule bars recovery once a claimant is found half or more at fault, under MCL 600.2959.
• Michigan places no cap on damages in standard injury cases, though medical malpractice claims are capped under MCL 600.1483.
• Smaller matters and traffic cases start at the 52nd District Court, Division 4, on West Big Beaver Road; most personal injury lawsuits go to the Sixth Judicial Circuit Court in Pontiac.

Choosing a Troy Personal Injury Lawyer

The Lawyer Atlas is a directory, not a law firm, and nothing here is legal advice about your specific situation. Given how much of Troy’s injury docket touches either the I-75/I-696 corridor or premises claims tied to the city’s retail and office density, ask any attorney you are considering about their experience with both freeway crash cases and premises liability claims in Oakland County. Free consultations are standard, and most personal injury attorneys work on contingency, so there is little downside to getting an early opinion.

See the Michigan overview above for the statewide no-fault and comparative fault rules that apply to every claim filed out of Troy, or check the Sterling Heights and Warren pages for how those same rules play out elsewhere in the region.