Personal Injury Lawyers in Clovis, NM
Clovis, NM is a city of roughly 39,000 in eastern New Mexico where three U.S. highways converge, a BNSF rail hub runs through downtown, and Cannon Air Force Base sits just eight miles to the west. This page explains New Mexico’s uncapped damages, pure comparative negligence rule, and the federal claim rules that can apply near a military installation, and connects you with personal injury lawyers serving Clovis and Curry County.
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Clovis, NM sits where U.S. Routes 60, 70, and 84 converge in the high plains of eastern New Mexico, a city of roughly 39,000 built as a division point on the old Atchison, Topeka and Santa Fe Railway and still crossed daily by BNSF freight traffic through its downtown. Eight miles west, Cannon Air Force Base adds several thousand active-duty personnel and their families to the area, a presence that shapes not just the local economy but occasionally the legal rules that apply when someone gets hurt.
Where Three Highways and a Rail Line Meet
US-60 and US-84 run together west out of Clovis toward Fort Sumner, while US-70 splits off southwest toward Portales and eventually Roswell, and all three carry a steady mix of long-haul trucking, agricultural equipment, and commuter traffic through town. Add a BNSF main line with at-grade crossings threading through residential and commercial streets, and Clovis sees a wider variety of serious crash types than many similarly sized New Mexico cities — highway collisions at rural speeds, intersection wrecks near the Prince Street commercial corridor, and the occasional vehicle-train incident. Each type of case draws on different evidence, from commercial carrier logs to railroad crossing signal records.
Cannon Air Force Base and Federal Claims
Cannon Air Force Base is one of Clovis’s largest employers, home to roughly 4,500 active-duty personnel along with thousands of family members and civilian workers. Most accidents involving base personnel off-duty proceed like any other New Mexico injury claim. But when a federal employee or a service member driving a government vehicle causes a crash in the scope of their duties, the case typically shifts to the Federal Tort Claims Act — a different track entirely, requiring an administrative claim filed with the Air Force within two years and a required waiting period before any lawsuit can reach federal court. Sorting out which track applies early can matter enormously to how a Clovis case is built and where it ultimately gets filed.
Fault Rarely Ends a Claim in New Mexico
New Mexico follows pure comparative negligence, the rule the state Supreme Court adopted in Scott v. Rizzo. A Clovis claimant found 60% at fault for an accident on US-60/84 can still recover 40% of the verdict — there is no percentage that erases a claim outright, unlike the harsher modified-comparative rules used just across the border in Texas. That makes the fight over fault percentage, rather than fault itself, the center of most contested Clovis injury claims.
Uncapped Damages, With Two Exceptions
Compensatory damages in an ordinary Clovis claim against a private party — medical bills, lost income, pain and suffering — carry no cap under New Mexico law. The exceptions are narrow: claims against the City of Clovis, Curry County, or a state entity are capped at $750,000 per occurrence under the Tort Claims Act, with a 90-day notice requirement and a two-year filing deadline instead of the standard three years. A medical malpractice claim against Plains Regional Medical Center, the area’s hospital, carries its own separate cap of $6 million as of 2026, with a new law effective May 20, 2026 also capping punitive damages in malpractice cases specifically.
Insurance Minimums and Cross-Border Traffic
New Mexico requires minimum liability coverage of 25/50/10 — $25,000 per person and $50,000 per accident in bodily injury coverage, plus $10,000 in property damage. Since January 1, 2026, uninsured/underinsured motorist coverage has been mandatory on every policy issued in the state, a change that carries extra weight in Clovis given how much traffic crosses in from Texico and Farwell, Texas, just 18 miles east — drivers who may carry only their home state’s coverage, which does not always match New Mexico’s requirements.
Finding the Right Lawyer for Your Case
The Lawyer Atlas is a directory, not a law firm, and nothing here is legal advice about your specific situation. Look for a Clovis-area attorney who understands both ordinary New Mexico negligence law and, where relevant, the Federal Tort Claims Act process that governs claims tied to Cannon Air Force Base. Most personal injury attorneys offer a free consultation and work on contingency, meaning there is typically no fee unless the case results in a recovery — ask how that fee is calculated and who covers case costs before you sign anything.
Frequently Asked Questions — Clovis
How long do I have to file a personal injury lawsuit in Clovis?
Three years from the date of injury for most claims, under N.M. Stat. § 37-1-8. That covers crashes on US-60, US-70, US-84, or Prince Street, agricultural equipment accidents, and slip and falls anywhere in Curry County. If the City of Clovis, Curry County, or a state entity caused the harm, written notice is due within 90 days and the lawsuit itself must be filed within two years — a full year sooner than the standard deadline.
What if my accident involved Cannon Air Force Base or a service member on duty?
A different set of rules can apply. If a federal employee or a service member driving a government vehicle in the scope of duty caused the crash, the claim generally proceeds under the Federal Tort Claims Act rather than ordinary New Mexico procedure. That means filing an administrative claim (Standard Form 95) with the Air Force within two years of the injury, then waiting for a denial — or six months of silence — before a lawsuit can be filed in federal court. An attorney familiar with FTCA claims can tell early on which track a Clovis-area accident falls under.
I was partly at fault for my Clovis accident. Can I still recover money?
In almost every case, yes. New Mexico follows pure comparative negligence, adopted by the state Supreme Court in Scott v. Rizzo, so a Clovis claimant found 60% at fault for a highway wreck can still recover 40% of the verdict — no fault percentage wipes out a claim entirely. Insurers still contest that percentage closely, since it sets the payout directly.
Does New Mexico cap what I can recover for a Clovis injury?
Compensatory damages in an ordinary claim against a private party — medical bills, lost income, pain and suffering — are uncapped in New Mexico. Claims against a state or local government entity are capped at $750,000 per occurrence under the Tort Claims Act, and a medical malpractice claim against a hospital like Plains Regional Medical Center carries its own separate cap of $6 million as of 2026.
What are New Mexico’s minimum auto insurance requirements?
New Mexico is an at-fault insurance state with minimum liability limits of 25/50/10 — $25,000 per person and $50,000 per accident in bodily injury coverage, plus $10,000 in property damage. As of January 1, 2026, uninsured/underinsured motorist coverage is mandatory on every policy issued in the state, which matters in Clovis given how much cross-border Texas traffic passes through on US-60/70/84.
Where would my Clovis personal injury lawsuit be filed?
Most personal injury lawsuits arising in Clovis are filed in the Ninth Judicial District Court, housed in the historic 1936 Curry County Courthouse on Main Street, with the Curry County Magistrate Court handling smaller claims and early proceedings.
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